Home Loan

House Prices To Increase By As Much As 12% In 2022

After a stellar 12 months where property prices rose 22.1 per cent across the country, the momentum is expected to continue into 2022. The latest PropTrack Property Market Outlook 2022 from REA notes that some capital cities could see growth as high as 12 per cent, giving homeowners more gains to look forward to. According …

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What’s a Serviceability Buffer and How Will It Impact Your Ability to Borrow?

Over the past few months, we’ve been hearing more about serviceability buffers and how they might impact home buyers’ ability to borrow. However, many people don’t understand what a serviceability buffer is and how it works. Simply put, a serviceability buffer is the minimum interest rate a lender is expected to use when assessing a …

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